SANTIMSACCOS
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Becoming a member takes one visit

Any adult with a valid ID can join. Bring your documents to the office in Dilla and you can start saving the same day.

  1. Come to the office

    Bring your ID and photos. A member of staff opens your file and explains the savings, loan and equb options.

  2. Register and buy your shares

    Pay the one-time registration fee and buy the minimum number of shares. Your shares make you a co-owner of Santim.

  3. Start saving

    Make your first deposit and choose a schedule. Your phone number is registered for the member app.

  4. Grow into a loan

    After a period of regular saving, apply for a loan based on your savings, your shares and your guarantors.

As a member

Your rights and your part

You can

  • Save and earn interest
  • Apply for loans and vehicle financing
  • Join equb groups
  • Receive dividends on your shares
  • Vote and stand for election

You agree to

  • Follow the Santim bylaws
  • Save regularly
  • Repay loans on schedule
  • Attend the general assembly
  • Keep your contact details up to date
Join Santim

Your first santim is the hardest one. Start today.

Visit the office in Dilla with your ID and two photos. Registration takes one visit.