Becoming a member takes one visit

Any adult with a valid ID can join. Bring your documents to the office and you can start saving the same day.

Come to the office
Bring your ID and photos. A member of staff opens your file and explains the savings, loan and equb options.
Register and buy your shares
Pay the one-time registration fee and buy the minimum number of shares. Your shares make you a co-owner of Santim.
Start saving
Make your first deposit and choose a schedule. Your phone number is registered for the member portal.
Grow into a loan
After a period of regular saving, apply for a loan based on your savings, your shares and your guarantors.

As a member

Your rights and your part

Visit the office with your ID and two photos. Registration takes one visit.