The circle you trust, with nothing left to memory
Everyone puts in the same amount each round, and one member takes home the whole pot. Santim keeps the book.
See the pot for your group
Choose the number of members and the contribution. The circle shows whose turn it is.
One round, from payment to payout
Form or join a group
Join an open Santim equb, or bring your own group of members. Everyone agrees the amount, the number of members and weekly or monthly rounds.
Pay your contribution
Pay at the office before the round date. Your payment appears in your member record straight away.
The turn is decided
The member for this round is chosen by the order or draw the group agreed. Everyone can see the result.
The pot is paid out
The whole pot goes to that member — in cash or into their Santim savings. The next round starts.
What keeps an equb fair
Everyone pays every round
Including members who have already received the pot.
Open record
Payments and turns are kept in the Santim system and shown to every member.
Members only
Equb groups are for registered Santim members, so everyone is known.
Your first santim is the hardest one. Start today.
Visit the office in Dilla with your ID and two photos. Registration takes one visit.